Are business insurance and benefits:

a) a necessary evil?
b) a prudent hedge against risk?
c) a cost that must be monitored every year?
d) a tool to attract and retain talent?

The answer is obviously e) all of the above.

Itʼs fundamental defense to protect against disaster, but how much must you spend, and whatʼs the balance between under-protecting and over-spending? Insurance is complex, and it changes constantly, so this should never be a do-it-yourself project – call in the coach who will remind you, “Defense wins championships!”

Ask us about the right combination for your business of:

• Life
• Individual Health
• Disability Income
• Long-Term Care
• Medicare Supplements
• Buy/Sell Agreements

Then, can you afford to have a 401(k), or SEP, or other group retirement plans? Can you afford not to? How can you control costs and still have appropriate group health plans?